We aim to keep you updated on news in the financial world. My name is Steven Braudo and I manage the Liberty Individual Life business. I would like to take this opportunity to introduce myself to you as well as to tell you about some of the new initiatives that we are implementing. We aim to keep you updated on topical news in the financial world. This will include information about new legislation, local and global market conditions and sound investment practices. You can use this information to review your financial plans regularly to make sure that they meet your needs. A local perspective on the global economic crisis The first in our series of communications is a local perspective on the global economic markets. I hope that you find this overview of the recent developments in the United States ‘sub-prime’ mortgage market and how it relates to South Africa, informative. Help us to keep you up to date To ensure that communication reaches you efficiently, we will use electronic forms of communication such as email and SMS more often. Please help us to keep you up to date by making sure that we have all your contact details. If you want to update your information you can: 1. Send an email to [email protected] 2. Call our contact centre on 0860 456 789 3. Use our Online Servicing site If you have any questions or need help, talk to us We hope that you feel confident you have the financial support you need. Please speak to your financial adviser if you need help with your portfolio, or our contact centre if you have any questions. Thank you for your ongoing support. Steven Braudo Chief Executive Officer: Liberty Insurance