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Dear [client name],
I hope this email finds you well.
I know that earning an income is very important to maintaining your lifestyle and seeing your dreams come true, so I thought Liberty's new Extended Absolute Income Protector may be of interest to you. This benefit gives you long-term cover against unfortunate events caused by illness or injury and will cover you until your chosen retirement age or even for the rest of your life.
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Sometimes disabilities are permanent.
Accidents by their very nature are unpredictable and the severity of even a small mishap can have a long-lasting effect on your income. The Extended Absolute Income Protector provides you with cover against more permanent disabilities or impairments that last longer than two years. We know it's difficult to get your life back after a major accident or illness, but we want to do everything possible to ensure you maintain a high quality of life.
The Extended Absolute Income Protector pays the part of your monthly income that you have insured after a waiting period of two years.
Our impairment definitions are automatically included to give you even more security that your claim will be paid - regardless of whether you can do your job or not. |
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- People are living longer which means that they are working longer. This is why we offer a range of choices as to when your benefit ends - age 60, 65 or 70 years.
- We also offer a Whole of Life cease age option, which gives you the ability to cover yourself beyond your retirement age for the rest of your life
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Free Claim Booster
Our Extended Absolute Income Protector benefit includes the free Claim Booster benefit. If you qualify for a claim on this benefit, we will automatically increase your monthly benefit by one third. This means that you are able to receive up to 100% of your pre-disability income, with the combination of the Extended Absolute Income Protector and Claim Booster, for severe disabilities. To qualify for a claim under this benefit you need to be both occupationally disabled and have an impairment at the highest severity level.
It's just another way we ensure you have peace of mind knowing that you have taken steps to guard against life's uncertainties.
Consider this…
Most of our competitors believe that your income protection needs end at retirement, we know this is not true. That's why we have added a market first feature called Whole of Life cease age option. This allows you to cover your income against unfortunate events both before AND after retirement.
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Please do not hesitate to contact me if you have any questions or would like to know more about Liberty's Extended Absolute Income Protector. I really think that this could be of benefit to you.
My phone number:
My email address:
My cell phone number:
Kind Regards,
[broker name]
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General disclaimer:
The information contained in this document does not constitute advice by Liberty. Any legal, technical
or product information contained in this document is subject to change from time to time. If there are any discrepancies between this document and the contractual terms or where applicable, any fund rules, the latter will prevail. Any recommendations made must take into consideration your specific needs and unique circumstances.
Liberty Group Ltd is an Authorised Financial Services Provider in terms of the FAIS Act
(License no. 2409) © Liberty Group Ltd 2012. All rights reserved.
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