| Liberty Monthly Communication |
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October 2010 |
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Global economic growth has lost momentum and it remains to be seen whether this indicates an underlying
weakness. What is not losing momentum however is investment in the emerging markets, which is why we
continue to see a strong rand.
The SA Reserve Bank's latest Quarterly Bulletin paints a mixed picture for consumers: income has risen,
but spending remains subdued.
Find out more in our
local and
global economic reviews.
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Today we live in a world where we can buy risk and investment products on the internet. Twitter, Facebook and
other social media allow us to see other people's reviews of companies and products.
So it is fair to ask whether there is still a place for advice. We believe that there is and that in this crazy
world of ours it has become even more important to have relationships with people you can trust.
In the article The Value of Advice we look the value of your relationship with your financial adviser, who is
part of your investment journey. Your adviser will also be there should tragedy hit, when you need to rely on
someone and not just a website.
In the article Keeping Liberty Advisers Financially Fit, Juan Lewis, head of Wealth Learning reveals the
in-depth training your financial adviser undergoes in order to deliver on our promise to help you to Own your Life.
Make sure you read the 10 questions to ask your financial adviser because your financial success also depends on
taking responsibility for your relationships and finances.
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This month, our theme at Liberty is the Connectivity Economy and the importance of relationships. To read more
articles that will help you to empower yourself financially, go to
http://www.liberty.co.za/news-and-views/consumer-articles/Pages/consumer-articles.aspx
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Thank you for the feedback we have received on these newsletters so far. Your comments and
suggestions will help us to give you relevant information for planning and managing your
finances.
Please keep talking to us and telling us what you think! You can email your comments to [email protected]
Kind regards
Steven Braudo
Chief Executive Officer: Liberty Retail SA
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Global economic review
STANLIB economists Kevin Lings and Laura Jones give an update on global growth and take a closer look at the demand for emerging market investments. Read more.
Weekly economic updates
The Weekly Focus is a commentary on markets, economies and investments prepared by Paul Hansen and Kevin Lings of STANLIB. You can read the latest developments every Tuesday by following the link on www.liberty.co.za
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Local economic review
Liberty Economist, Tendani Mantshimuli, looks at the latest SA Reserve Bank Quarterly Bulletin. Read more.
Investment portfolio information
Investment portfolios offered by Liberty: performance, risk profiles, asset allocation. Click here.
Online Policyholder Servicing
Download tax certificates, view policy values and other information, update your details. Click here.
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The Value of Advice
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"Liberty Group is an Authorised Financial services Provider in terms of the FAIS Act (Licence no. 2409).
The information contained in this communication, including attachments, is not to be construed as advice
in terms of the Financial Advisory and Intermediary Services Act of 2002 ("FAIS") as the writer is neither
an appointed representative of Liberty, nor a licensed financial services provider as contemplated in FAIS.
Please consult your financial adviser should you require advice of a financial nature and/or intermediary services."
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