| Liberty Monthly Communication |  |
February 2010 |
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Although there is uncertainty about a global economic recovery, economists believe that 2010 will be a better
year than 2009, driven mostly by a recovery in major developing economies like China and Brazil.
At home, we are finally out of recession and should start to feel the benefits of the economic recovery. The anticipated increase in electricity prices, though, will hinder a significant improvement in household finances. Find out more in our global and local economic reviews. |
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February is a good time to take stock of your retirement plan because you can still take advantage of the tax benefits of topping up your retirement fund before the tax year-end on 28 February. In the article "3 Essential rules for a comfortable retirement", Rowan Burger and Johan Kleu set out key strategies that will ensure you are financially independent on retirement. Tax savings on retirement Read about how tax savings can increase your retirement income by 60% in the article "How the Taxman can double your retirement savings" (we have re-published this article from our August newsletter to remind you of the benefits of saving with pre-tax income). Where to save for retirement We take a look at the benefits of using retirement vehicles to protect your retirement savings in "Your retirement money pot", while "Linked Investments or Life Assurance RAs" explains the differences between these two savings vehicles and how to select the right one for your needs. We encourage you to speak to your financial adviser to make sure you are on track for a comfortable retirement. |
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Thank you for the feedback we have received on these newsletters so far. Your comments and suggestions will help us to give you relevant information for planning and managing your finances. Please keep talking to us and telling us what you think! You can email your comments to [email protected] If you don't have a financial adviser or if you have any questions about your policy, please call us on 0860 456 789 or email [email protected] Kind regards Steven Braudo Chief Executive Officer: Liberty Insurance |
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Global economic review
STANLIB economists Kevin Lings and Melissa Dyer look back on the year that was and what 2010 holds for the global economy. Read more. Weekly economic updates
The Weekly Focus is a commentary on markets, economies and investments prepared by Paul Hansen, Kevin Lings and Melissa Dyer of STANLIB. You can read the latest developments every Tuesday by following the link on www.stanlib.com |
Local economic review
Liberty Life economist, Tendani Mantshimuli writes why South African consumers can look forward to a more prosperous 2010. Read more. |
Focus on Retirement
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"Liberty Group is an Authorised Financial services Provider in terms of the FAIS Act (Licence no. 2409). The information contained in this communication, including attachments, is not to be construed as advice in terms of the Financial Advisory and Intermediary Services Act of 2002 ("FAIS") as the writer is neither an appointed representative of Liberty, nor a licensed financial services provider as contemplated in FAIS. Please consult your financial adviser should you require advice of a financial nature and/or intermediary services." |
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